IA · 2026 tax year
Iowa paycheck calculator
On $90,000 a year in Iowa, a single filer takes home about $69,377, or $2,668 every two weeks.
Your take-home pay in Iowa
$2,668
every two weeks · $69,377 per year · 22.9% effective rate
What sets Iowa apart in 2026
Iowa builds its 2026 income tax on top of your federal return. It starts from federal taxable income, so the deduction you get is the federal standard deduction, $16,100 single or $32,200 joint, and everything above that is taxed at one flat 3.8%. A $40 personal exemption credit ($80 joint) then comes off the bill. If you see 3.9% quoted for 2026, it comes from outdated text on a state web page; the law in force sets 3.8%.
Because the rate never changes, the state takes 3.8 cents of each extra dollar at $50,000 and at $150,000 alike, and its share of gross pay rises only gently, from 2.5% to 3.37%. Among the 29 states compared that makes Iowa 10th at $50,000, 8th at $75,000 and 9th at $100,000 and $150,000.
The catch is the school district surtax, a percentage of your state tax set by each district. On the 2025 list it runs from 0% in Des Moines, West Des Moines and Davenport to 20% in Fremont-Mills, East Mills and Postville, with Cedar Rapids at 5%, Iowa City and Sioux City at 4% and Ames at 3%. On an $80,000 salary, where state tax is about $2,390, a 5% district adds about $120 a year and a 20% one about $480. It is not in the estimate above, and the 2026 rates are not out yet.
| Salary | Share of salary, chart | State tax | Rank |
|---|---|---|---|
| $50k | $1,248 | 10th of 29 | |
| $75k | $2,198 | 8th of 29 | |
| $100k | $3,148 | 9th of 29 | |
| $150k | $5,048 | 9th of 29 | |
| 0% 2% 4% 6% 8% | |||
Rank 1 is the lowest state income tax among the 29 states on this site. Local taxes and paid-leave premiums are not included.
Iowa at a glance
- State income tax
- Flat 3.8%
- Taken off before state tax
- $16,100 single · $32,200 joint
- Credit in the estimate
- Personal exemption credit
- Local income tax
- Yes, most school districts A surtax on the state tax.
- Minimum wage
- $7.25/hr $15,100 a year full-time. The federal minimum, which Iowa law matches. Employers can count tips toward up to 40% of it, so tipped workers can be paid $4.35 an hour.
- Largest job markets
- Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City
At $90,000 in Iowa
- $90,000 = 6.0× a full-time year at Iowa's $15,100 minimum.
- Iowa takes 3.8% of each extra dollar, up to $140,000.
Take-home pay across Iowa salaries
Single filer; a row loads the calculator.
Questions about Iowa pay
- Is there a local income tax in Iowa?
- Yes, levied by most school districts, a surtax on the state tax: on top of the state tax, not in the figure above.
- Which Iowa credit is in the figure?
- Iowa's personal exemption credit, which every filer gets. Other credits, 401(k) and health premiums are out.
Sources: Iowa Legislature, Iowa Department of Revenue, U.S. Department of Labor, checked Oct 2, 2026 · IRS, SSA and every date · method · report an error